Property trends for Cardiff (CF)

The average property price in Cardiff is £259,000, below the national average. However, the area has experienced notably strong growth over the past decade, with prices rising by 3.7% annually — significantly faster than most of the country.

Average monthly rent stands at £951, slightly below the national midpoint. Rental growth has been among the strongest nationally at 4.7% per year, outpacing most regions. The flat yield currently sits at 5.4%, reflecting the balance between rental income and capital value.

Average household income is £36,000, modestly below the national average. The price-to-income ratio of 6.9x has risen since 2016 (when it was 6.5x), indicating that property affordability has tightened slightly. Rental affordability has improved marginally, with rents now consuming 25.6% of income compared to 26.1% in 2016.

Cardiff has a notably higher proportion of younger adults aged 16–24 (14.8% versus 11.0% nationally), reflecting its large student population. The workforce is skewed towards professional occupations, which account for 21.1% of employment against 20.5% nationally, while managerial roles are underrepresented at 10.5% compared to 13.4% nationally. Mortgage ownership is slightly above average at 29.6%, while social rented housing is proportionally lower than the national figure.