Property trends for Cambridge (CB)

Cambridge's average property price of £449,000 places it among the most expensive areas nationally. However, the 10-year annualised price growth of 1.8% is notably below the national average, suggesting the market has underperformed over this period despite its premium valuation.

Average monthly rent of £1,425 sits well above the national average, reflecting strong rental demand in this desirable location. Rent growth over the past decade has been moderate at 3.6% annually, close to the national trend. The flat yield of 5.1% offers reasonable returns for landlords, though this remains a competitive rental market with yields subject to the high entry price.

Household incomes in Cambridge are well above the national average at £48,102, placing the area among the highest-earning regions. The price-to-income ratio of 10.0x has worsened since 2016 (when it stood at 8.8x), indicating that property has become less affordable relative to local earnings. Rental affordability has also tightened, with rent-to-income rising from 28.0% to 30.7%, meaning renters now spend a larger share of income on housing.

Cambridge has a notably higher concentration of professionals (29% vs 21% nationally) and managers, reflecting its status as a hub for research, higher education, and knowledge-based industries. The 35–49 age group is overrepresented at 20%, suggesting the area appeals to established families and mid-career professionals. Conversely, skilled trades are underrepresented at just 9% compared to 11% nationally, reflecting the area's white-collar character.