Property trends for CF11

    CF11 covers central Cardiff, including areas around the city centre and established residential neighbourhoods. It is a predominantly urban district with a mix of owner-occupied, rented, and student accommodation, reflecting its role as the capital's commercial and cultural heart.

    At a Glance

    Average Property Price - CF11

    £258,279

    30

    National percentile

    Average Monthly Rent - CF

    £950

    41

    National percentile

    Average Net Household Income - CF11

    £35,237

    33

    National percentile

    Flat / Maisonette Yield - CF

    5.2%

    28

    National percentile

    10-Year Annualised Price Growth - CF11

    3.2%

    37

    National percentile

    10-Year Annualised Rent Growth - CF

    4.8%

    90

    National percentile

    Property Price & Volume Trends

    The latest average property price of £258,279 sits below the national average, placing it among the more affordable UK postcodes. Over the past decade, prices have grown at 3.2% annually, slightly below the national trend. Transaction volume has declined since the 10-year baseline, with 439 sales in the latest full year compared to an average of 586, suggesting a softer market relative to its own history.

    Rent & Yield Trends

    Average monthly rent of £950 is slightly below the national mid-point. Rental growth has been notably strong at 4.8% annually over the past decade, among the fastest nationally. The current flat yield of 5.2% has risen meaningfully from its 10-year average of 4.5%, indicating improved returns for landlords despite the earlier price base.

    Income & Affordability Trends

    Average household income of £35,237 is below the national average. The price-to-income ratio stands at 8.0x, essentially unchanged from 7.9x in 2016, suggesting affordability pressures for buyers have remained relatively stable. Rental affordability has improved slightly, with the rent-to-income ratio falling from 26.4% in 2016 to 26% today.

    Resident Demographic Profile

    The population skews notably younger than national norms, with 20.8% aged 25–34 and just 10.7% aged 65 or over, compared to the national averages of 13.4% and 19.6% respectively. Private rental tenure is significantly overrepresented at 33.6% against a national average of 21.7%, while outright ownership is lower at 22.1%. The professional workforce is notably strong at 25.8%, well above the national average of 20.5%, though managers and trades are underrepresented.

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