At a Glance
Average Property Price - CF5
£312,580
46
National percentile
Average Monthly Rent - CF
£950
41
National percentile
Average Net Household Income - CF5
£37,110
45
National percentile
Flat / Maisonette Yield - CF
5.2%
28
National percentile
10-Year Annualised Price Growth - CF5
4.2%
73
National percentile
10-Year Annualised Rent Growth - CF
4.8%
90
National percentile
Property Price & Volume Trends
The latest average property price in CF5 is £313,000, which sits close to the national midpoint and represents neither a premium nor a discount. Over the past decade, prices have grown at 4.2% annually—a rate notably faster than most UK postcodes, placing it among the stronger-performing areas nationally. Transaction volumes have declined noticeably; the district saw 740 sales in the latest full year compared to a 10-year average of 1,013, suggesting a cooler market than its recent history.
Rent & Yield Trends
Average monthly rent in the CF postcode area stands at £950, slightly below the national average and reflecting the region's moderate rental market. Rental growth over ten years has been strong at 4.8% annually, among the fastest-growing areas in the UK. The flat yield currently stands at 5.2%, meaningfully above its 10-year average of 4.5%, indicating improved returns for rental investors—a positive shift in the recent trend.
Income & Affordability Trends
Household incomes average £37,110, slightly below the national median and reflecting a working-class demographic profile. Purchase affordability has tightened: the price-to-income ratio stands at 8.2x, up from 7.7x in 2016, meaning homes now require longer to pay for relative to earnings. Rental affordability has improved modestly; the rent-to-income ratio has fallen to 26% from 26.4% in 2016, providing minor relief for renters despite rising rents.
Resident Demographic Profile
The age profile shows a notably higher proportion of children under 15 at 20.2% versus the national average of 17.5%, suggesting a family-oriented area. Housing tenure is distinctive: owned properties with mortgages are above average at 32.8%, whilst both social rental (19%) and owner-occupied properties are more prevalent than nationally, reflecting a mixed socioeconomic mix. The employment base is weighted towards professionals at 26.3%—well above the national average of 20.5%—indicating a concentration of graduate-level workers, whilst trades and plant/machine roles are underrepresented.