At a Glance
Average Property Price - CF45
£139,592
2
National percentile
Average Monthly Rent - CF
£950
41
National percentile
Average Net Household Income - CF45
£30,631
9
National percentile
Flat / Maisonette Yield - CF
5.2%
28
National percentile
10-Year Annualised Price Growth - CF45
6.8%
99
National percentile
10-Year Annualised Rent Growth - CF
4.8%
90
National percentile
Property Price & Volume Trends
The average property price in CF45 stands at £140,000, placing it among the most affordable areas nationally. The district has experienced exceptional price growth over the past decade, with annualised gains of 6.8% — among the strongest in the country. Transaction activity has softened recently, with 180 sales in the latest year compared to a 10-year average of 247, reflecting typical seasonal and market variation.
Rent & Yield Trends
Average monthly rent across the broader CF area is around £950, broadly in line with the national median. Rental growth has been robust over the past decade at 4.8% per year, significantly outpacing national trends. The flat yield has improved to 5.2%, up from a 10-year average of 4.5%, indicating strengthening returns for buy-to-let investors.
Income & Affordability Trends
Average net household income in CF45 is £31,000, well below the national average and among the lowest nationally. Affordability for purchase has tightened: the price-to-income ratio has risen to 4.0x from 3.5x in 2016, reflecting faster price growth than income gains. Rental affordability has improved slightly, with the rent-to-income ratio falling to 26% from 26.4% over the same period, offering modest relief for tenants.
Resident Demographic Profile
The population skews slightly older, with those aged 50–64 representing 20.5% compared to the national average of 19.8%. Outright home ownership is notably strong at 37.7%, well above the national figure of 33.7%, reflecting an established, settled resident base. The employment mix is distinctive: trades workers (14.1%) and caring occupations (13.8%) are significantly overrepresented, while professional roles (12.2%) and managerial positions (7.3%) are well below the national average.