Property trends for CA14

    CA14 covers Whitehaven and surrounding areas in West Cumbria, positioned on the Irish Sea coast. It is a post-industrial community with strong ties to heritage and natural landscape, offering affordable property and a quieter pace of life.

    At a Glance

    Average Property Price - CA14

    £184,920

    9

    National percentile

    Average Monthly Rent - CA

    £661

    3

    National percentile

    Average Net Household Income - CA14

    £31,619

    12

    National percentile

    Flat / Maisonette Yield - CA

    5.3%

    34

    National percentile

    10-Year Annualised Price Growth - CA14

    3.0%

    30

    National percentile

    10-Year Annualised Rent Growth - CA

    3.1%

    8

    National percentile

    Property Price & Volume Trends

    The latest average property price in CA14 is £185,000, placing it among the most affordable districts nationally. Over the past decade, prices have grown at 3.0% annually—broadly in line with the national average. Transaction activity has eased recently, with 484 sales in the latest full year compared to a 10-year average of 542 per year.

    Rent & Yield Trends

    Average monthly rent across the wider CA postcode area stands at £661, among the cheapest in the UK. Rents have grown at 3.1% annually over ten years, a below-average pace. The flat yield has improved to 5.3% in the latest year from a 10-year average of 4.5%, reflecting strengthened rental returns relative to capital values.

    Income & Affordability Trends

    Average net household income of £32,000 is well below the national average. The price-to-income ratio of 5.4x has drifted upward from 5.0x in 2016, signalling that property has become less affordable relative to earnings. Rental affordability has similarly softened, with rent now consuming 20.5% of household income compared to 19.5% six years ago.

    Resident Demographic Profile

    The population skews older than average: over one-fifth are aged 65 and above, and those aged 50–64 account for 22% of residents, versus 19.8% nationally. Young adults aged 16–24 are notably underrepresented at 8.8%, suggesting outward migration of this age group. The tenure profile reflects higher owner-occupation (36.1% owned outright) and a significant social rented sector at 24%, more than 40% above the national average. Employment leans heavily towards trades (14%) and elementary occupations (12.9%), with professional roles underrepresented at 14%.

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