Property trends for CA12

    CA12 covers Whitehaven and surrounding towns in West Cumbria, positioned on the Irish Sea coast. It is a mature, established residential area with a mixed economic base and strong community roots.

    At a Glance

    Average Property Price - CA12

    £373,525

    62

    National percentile

    Average Monthly Rent - CA

    £661

    3

    National percentile

    Average Net Household Income - CA12

    £33,876

    24

    National percentile

    Flat / Maisonette Yield - CA

    5.3%

    34

    National percentile

    10-Year Annualised Price Growth - CA12

    2.7%

    21

    National percentile

    10-Year Annualised Rent Growth - CA

    3.1%

    8

    National percentile

    Property Price & Volume Trends

    The latest average property price in CA12 is £374,000, placing it slightly above the national midpoint. Over the past decade, prices have grown at 2.7% annually—notably slower than the national average, reflecting more modest demand pressures. Transaction activity has softened to 95 sales in the latest year, down from a 10-year average of 145 per year.

    Rent & Yield Trends

    Average monthly rents in the broader CA postcode area stand at £661, placing them among the cheapest nationally. Rental growth over the past decade has been subdued at 3.1% per year. The flat yield has improved to 5.3%, up from a 10-year average of 4.5%, reflecting stronger rental returns relative to property values.

    Income & Affordability Trends

    Average household income in CA12 is £34,000—notably below the national average. The price-to-income ratio has risen to 12.6x from 10.0x in 2016, signalling a material deterioration in purchase affordability over the past eight years. Rental affordability has also worsened slightly, with rent-to-income ratios rising from 19.5% to 20.5%.

    Resident Demographic Profile

    CA12 has a distinctly older population profile: 29.9% are aged 65 and over (against 19.6% nationally), while those under 15 and aged 16–24 are substantially underrepresented. Housing tenure is heavily skewed towards outright ownership at 49.2%, well above the national norm of 33.7%, while private renting is notably low at 13.1%. The employment mix is trade-heavy at 17.3% and manager-rich at 17.0%, but notably weak in administrative and professional roles.

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