At a Glance
Average Property Price - OX10
£527,700
83
National percentile
Average Monthly Rent - OX
£1,416
76
National percentile
Average Net Household Income - OX10
£49,663
88
National percentile
Flat / Maisonette Yield - OX
5.4%
35
National percentile
10-Year Annualised Price Growth - OX10
3.0%
28
National percentile
10-Year Annualised Rent Growth - OX
3.7%
41
National percentile
Property Price & Volume Trends
The latest average property price of £528,000 places OX10 among the most expensive postcodes nationally. Over the past decade, prices have grown at 3.0% per year—below the national average rate, suggesting more modest appreciation than faster-growing markets. Transaction activity has slowed: 389 sales in the latest full year against a 10-year average of 461, indicating a quieter market.
Rent & Yield Trends
Monthly rents of £1,416 sit well above the national median. Rental growth over ten years has averaged 3.7% per year, slightly below the national pace. The flat yield of 5.4% is notably higher than its ten-year average of 4.5%, reflecting improved returns for landlords in the current environment.
Income & Affordability Trends
Average household income of £50,000 is significantly above the national average, placing the area among the highest-earning postcodes nationally. The price-to-income ratio of 10.9x reflects tight purchase affordability and has worsened since 2016 (when it stood at 9.6x), meaning homes have become less affordable relative to local earnings. Rental affordability has similarly tightened: the rent-to-income ratio has risen from 29.4% to 30.7%, indicating rent now consumes a slightly larger share of household budgets.
Resident Demographic Profile
The population skews towards older ages, with 20.8% aged 65 and over compared to the national average of 19.6%, while the 16–24 age group is notably underrepresented at 8.2% against 11.0% nationally. Housing tenure shows strong outright ownership at 36.4%, well above the national 33.7%, alongside higher mortgage ownership at 31.6% versus 27.0% nationally. The employment profile is distinctly professional and managerial: professionals account for 25.3% of the workforce (versus 20.5% nationally) and managers for 16.8% (against 13.4%), while elementary occupations are significantly less common at 6.6% compared to 10.2% nationally.