Property trends for NN12

    NN12 covers the Kettering area and surrounding villages in Northamptonshire, located in the East Midlands. It is a mixed residential district with strong commuter appeal and a solid commercial base.

    At a Glance

    Average Property Price - NN12

    £392,331

    67

    National percentile

    12 month avg at 31 Jul 2026

    Average Monthly Rent - NN

    £1,041

    52

    National percentile

    Estimate at 31 Jul 2026

    Average Net Household Income - NN12

    £45,486

    77

    National percentile

    2023 census data

    Flat / Maisonette Yield - NN

    7.0%

    96

    National percentile

    Estimate at 31 Jul 2026

    10-Year Annualised Price Growth - NN12

    2.3%

    26

    National percentile

    Estimate at 31 Jul 2026

    10-Year Annualised Rent Growth - NN

    4.5%

    83

    National percentile

    Estimate at 31 Jul 2026

    Street Rankings — NN12

    Top 5 streets in NN12 ranked by 3-year average sale price.

    #Street3Y Avg
    1Sharpe Street£1,312,500
    2Cowpastures Lane£1,200,000
    3Cherry Orchard Lane£1,105,833
    4Besses Lane£1,061,250
    5Annas Lane£962,500

    Latest Rent — NN12

    Property Price & Volume Trends

    The average property price in NN12 is £402,000, placing it among the more expensive areas nationally. However, the area has experienced only modest growth over the past decade, with annualised price rises of 2.2%—significantly below the national average. Transaction activity has also softened, with 455 sales in the latest year compared to a 10-year average of 544, suggesting a quieter market.

    Rent & Yield Trends

    Average monthly rent in the broader NN postcode stands at £1,027, close to the national midpoint. Rental growth has been notably strong, rising at 4.6% annually over the past decade—well above the typical pace across the UK. Flat yields have moved in a positive direction, currently sitting at 6.6% compared to a 10-year average of 5.5%, reflecting improved returns for landlords.

    Income & Affordability Trends

    Average household income in NN12 is £45,486, placing it in the upper third nationally. The price-to-income ratio of 8.5x has improved from 8.9x in 2016, indicating that property has become somewhat more affordable relative to earnings. Rental affordability has moved in the opposite direction: the rent-to-income ratio has risen from 26.6% to 28%, suggesting rents are claiming a slightly larger share of household income.

    Resident Demographic Profile

    NN12 has a notably older population profile, with those aged 50–64 representing 21.4% against a national average of 19.8%, and a markedly lower proportion of young adults aged 16–24 (8.4% versus 11.0%). Housing tenure shows a strong bias towards owner-occupation: 37.2% own with a mortgage—well above the 27.0% national average—whilst private rental is underrepresented at 13.7% compared to 21.7% nationally. The employment mix is distinguished by above-average representation among managers (17.8% versus 13.4% nationally) and technical roles (15.1% versus 13.2%), reflecting a more skilled, settled workforce.

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