Property trends for CA4

    CA4 covers rural areas in the Eden Valley and surrounding regions of Cumbria, situated in the north-west of England. It is a quiet, predominantly agricultural district with strong community roots and appeal to those seeking countryside living.

    At a Glance

    Average Property Price - CA4

    £304,512

    43

    National percentile

    Average Monthly Rent - CA

    £661

    3

    National percentile

    Average Net Household Income - CA4

    £37,079

    44

    National percentile

    Flat / Maisonette Yield - CA

    5.3%

    34

    National percentile

    10-Year Annualised Price Growth - CA4

    2.2%

    12

    National percentile

    10-Year Annualised Rent Growth - CA

    3.1%

    8

    National percentile

    Property Price & Volume Trends

    The average property price of £305,000 sits close to the national midpoint, placing it neither notably expensive nor cheap by UK standards. Over the past decade, prices have grown at 2.2% annually, among the slowest growth rates nationally—substantially below the long-term trend. Transaction activity has slowed: 143 sales in the latest year represent a decline from the 10-year average of 182 per year, suggesting a quieter market.

    Rent & Yield Trends

    Monthly rents average £661, placing the area among the most affordable in the nation. Rental growth has been modest at 3.1% annually, well below the national pace. The flat yield of 5.3% has improved noticeably from its 10-year average of 4.5%, signalling better returns for buy-to-let investors despite the broader slowdown in price appreciation.

    Income & Affordability Trends

    Average household income of £37,079 is fractionally below the national median, reflecting the rural character of the district. The price-to-income ratio of 8.4x has worsened since 2016 (when it stood at 7.1x), indicating homes have become less affordable relative to local earnings. Rental affordability has also declined: the rent-to-income ratio has risen from 19.5% to 20.5%, meaning a larger share of household income now goes to rent.

    Resident Demographic Profile

    The population is notably older than national norms: over a quarter (27.4%) are aged 65 and over, compared to 19.6% nationally, while those aged 16–24 are significantly underrepresented at 7.8% against 11.0% nationally. Housing is dominated by outright ownership at 51.4%—nearly a fifth above the national average—while private rental is correspondingly low at 13.2%. The employment mix is distinctive for its strength in trades (15.1%) and particularly in managerial roles (15.2%), alongside a slightly elevated proportion in caring occupations.

    Explore nearby