Property trends for CA20

    CA20 covers the towns and villages of the southern Lake District, including Ulverston and Dalton-in-Furness, situated in South Cumbria. It is a well-established residential area with strong appeal to retirees and families seeking a quieter pace of life.

    At a Glance

    Average Property Price - CA20

    £237,775

    24

    National percentile

    Average Monthly Rent - CA

    £661

    3

    National percentile

    Average Net Household Income - CA20

    £36,830

    43

    National percentile

    Flat / Maisonette Yield - CA

    5.3%

    34

    National percentile

    10-Year Annualised Price Growth - CA20

    3.3%

    41

    National percentile

    10-Year Annualised Rent Growth - CA

    3.1%

    8

    National percentile

    Property Price & Volume Trends

    The average property price in CA20 is £238,000, placing it in the lower quartile nationally. Over the past decade, prices have grown at 3.3% per year—a below-average pace compared with the rest of the UK. Transaction activity has been relatively steady, with 55 sales in the latest full year against a 10-year average of 62, suggesting a modestly active market.

    Rent & Yield Trends

    Average monthly rent stands at £661, well below the national typical level. Rental growth has been modest at 3.1% annually, also below the national trend. The flat yield currently sits at 5.3%, up from a 10-year average of 4.5%, indicating improving returns for landlords over recent months.

    Income & Affordability Trends

    Average household income is £36,830, slightly below the national median. The price-to-income ratio of 5.4x has moved higher since 2016 (when it stood at 4.7x), suggesting that property affordability has tightened. Rental affordability has similarly softened: the rent-to-income ratio has risen from 19.5% to 20.5%, meaning tenants now spend a greater share of earnings on housing.

    Resident Demographic Profile

    The population is notably older, with over half aged 50 or above (28.7% are 65+, against 19.6% nationally) and only 6.6% aged 16–24 (well below the 11.0% average). Owner-occupation is strong at 53.5% owned outright, nearly 20 percentage points above the national figure, while private rental tenure is comparatively low at 10.7%. The employment profile skews towards trades (15.7% vs 10.5% nationally) and technical roles (14.7% vs 13.2%), with notably fewer in sales and caring professions.

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