Property trends for Liverpool (L)

Liverpool properties averaged £237k, placing them well below the national average. The area has experienced strong 10-year price growth of 4.4% annually, outpacing most of the country. This combination of affordable entry prices and solid long-term growth has made the area increasingly attractive to investors and owner-occupiers alike.

Monthly rents averaged £866, notably below the national average. Rental growth of 4.0% over the past decade has been reasonably brisk relative to other areas, suggesting steady demand for lettings. The current flat yield of 5.9% remains healthy, reflecting the interplay between affordable purchase prices and steady rental income.

Average household income of £34k is below the national median, placing the area among the lower-income regions. The price-to-income ratio has risen from 5.5x in 2016 to 6.3x today, indicating that property has become less affordable relative to earnings over this period. Rental affordability has remained essentially flat, with rents consuming roughly a quarter of household income both now and in 2016.

The area has a notably younger profile than England overall, with 16–24-year-olds representing 16.7% of the population against a national average of 11.0%, and under-15s slightly below average at 15.9%. Social rented housing is more prevalent than nationally, accounting for 21.6% of tenure versus 16.5% nationally, reflecting the area's established communities and housing mix. The employment base shows a higher proportion of caring roles (10.3% vs 9.2% nationally) and elementary occupations (11.4% vs 10.2%), whilst managers are underrepresented at 9.9% compared to 13.4% nationally.